Looking to secure your dream home in a competitive seller’s market this summer? Here are 10 expert strategies to help you win as a buyer:

 

1. Get Pre-approved

 

Before you start house hunting, secure pre-approval for a mortgage. This step not only helps you understand your budget but also strengthens your offer, showing sellers that you are a serious and qualified buyer.

 

2. Work with a Local Expert

 

Partner with a knowledgeable real estate agent who understands the local market. A local expert can provide valuable insights, help you find listings before they hit the market, and negotiate effectively on your behalf.

 

3. Act Quickly

 

In a seller’s market, properties can sell fast. Be ready to move quickly when you find the right property. Delaying your decision can result in losing out to another buyer.

 

4. Offer Competitive Terms

 

Make your offer as appealing as possible with competitive terms and conditions. This might include offering a higher price, but it can also involve being flexible with other terms that are important to the seller.

 

5. Flexible Closing Timeline

 

Offering flexibility on the closing timeline can be a significant advantage. Accommodating the seller’s preferred closing date can make your offer more attractive compared to others.

 

6. Personalize Your Offer

 

Include a personal letter to the seller with your offer. Share your story and explain why you love the house. A heartfelt letter can create an emotional connection and make your offer stand out.

 

7. Escalation Clause

 

Consider including an escalation clause in your offer. This clause automatically increases your offer by a certain amount if there are competing offers, up to a maximum amount you set. It shows you’re willing to compete without having to constantly revise your offer.

 

8. Waive Contingencies Wisely

 

Waiving certain contingencies, such as the inspection or financing contingency, can make your offer stronger. However, do this wisely and understand the risks involved. Consult with your Real Estate Agent and your Loan Officer to make informed decisions.

 

9. Strong Earnest Money Deposit

 

Offer a strong earnest money deposit to show your commitment to the purchase. A higher deposit can signal to the seller that you are serious about your offer and are less likely to back out.

 

10. Stay Positive and Persistent

 

The market can be tough, and you might face several rejections before securing a home. Stay positive and persistent in your search, knowing that the right home is out there. Keep refining your strategy with your agent’s guidance.

 

With these winning strategies and the guidance of a trusted real estate professional, you'll be well-equipped to navigate the competitive market and secure your dream home.

By Christi Milroy October 30, 2025
Buying a home is one of the most significant financial decisions most people will ever make. Yet, many buyers rush through the mortgage process, focusing on getting approved rather than fully understanding their options. As a mortgage professional, I see it often—borrowers end up with loans that don’t truly fit their needs, leading to higher costs, unnecessary stress, or even long-term financial strain.
By Christi Milroy October 14, 2025
Buying a home is one of the biggest financial moves you’ll ever make — and how you choose to finance it can make all the difference. Mortgages aren’t one-size-fits-all. The right loan depends on your budget, credit, long-term goals, and even where you plan to buy.  Whether you’re a first-time buyer or upgrading to your next home, understanding your financing options can help you make a confident and informed decision. Here’s an overview of some of the most common mortgage types and what they mean for you.
By Christi Milroy September 24, 2025
When buying or selling a home, one of the key factors in finalizing a deal is appraisal. A home appraisal is an unbiased estimate of the property's value, conducted by a professional appraiser.
Show More