Title insurance is a critical component of the home selling process, yet many homeowners do not fully understand what it is or its value. Simply stated, title insurance protects both buyer and seller from any potential issues with the property’s title. When selling a home, obtaining title insurance offers peace of mind to all parties.


Title insurance acts as a safeguard against potential defects in the property’s title. These defects can include liens, unpaid taxes, undisclosed heirs, or simply errors in public records. Without title insurance, a buyer could find these issues haunting them after the close, leading to costly legal issues or financial loss.


One of the primary reasons for buying title insurance is to protect against any claims that arise after the close of the sale and when the seller is long gone. Even if a title search is conducted during the escrow period, title insurance is a way to provide a safety net, with potential missed issues or undeclared claims. Title insurance may seem like another fee that lenders require to charge consumers more, but the fact is it is an essential protection for all parties.

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